Rain.Credit - Off-Chain Oracle Analytics Aggregation for On-Chain Trust




Introduction

Previous migration flights via DeFi are stored in your Ethereum address history. Rain.Credit’s off-chain oracle analysis accesses that history to provide the loan platform with more information about loan applicants to reduce the risk of default.

The more information and history a loan applicant provides, the less collateral is required to borrow, which maximizes the funds available for access.

Some examples of real-world events that can affect access to on-chain loans and increase the risk of default include, but are not limited to:
  1. Customer account activity
  2. Payment history
  3. New government policy



Borrow More Assets With Less Collateral
Rain Loans is a non-custodial digital asset lending and lending platform. It is based on a combined protocol with a modified asset pool and the use of Rain + to increase access to additional funds on top of the current secured debt position (CDP) offered by Compound Finance, AAVE & CREAM.

Rain + is an additional token amount that we offer borrowers through our platform without providing additional guarantees, based on their transaction history and ratings from Rain Off-Chain oracle analytics.

RAIN.CREDIT IS a BEP20 token on the Binance Smart Chain that acts as an Oracle Aggregator non-custodial Off-Chain Data analyzer that assigns a short Credit rating to a user’s address. This credit rating has a function to provide a good collateral factor for all lenders and is also useful for borrowers of digital assets on the rain platform. rain.Credit is based on current decentralized lending platforms and protocols, but with changes to bring more innovative designs and experiences.

what makes us so unique is how we will use Off-Chain Aggregate analysis to help reduce investors’ exposure as they begin to interact with our ecosystem.

Tokenomics



$ RAIN has a simple distribution model. 
The total supply consists of 800,000 $ RAIN . The distribution of tokens is as follows:
  • 40% will be sold through presale
  • 20% will be used for project development
  • 20% will be used to provide liquidity and agricultural products
  • 10% of tokens will be allocated to the team (For 2 years, these tokens will be locked to instill trust in the community)
  • 10% will be used for marketing

Roadmap

Q2–2021 (Testnet Season)

$ RAIN token Presale (read more)
Exchange Listings
Oracle Analytics Off-Chain Aggregation Testnet
Testnet Lending Platform.
Testnet Trust Network
Deflationary Staking and Farming Launch

Q3–2021 (Mainnet Season)

Contract Audits Lending and Oracle
Oracle Analytics Off-Chain Mainnet
Mainnet Lending Platform
Aggregated Data Providers
Trust Network
RAIN Oracle Hackathon

Q4–2021 (Middleware Season)

Oracle Network Release 2.0 (Beyond Aggregation Analytics)
Off-Chain Oracle Marketplace Release supporting multiple chains
RAIN GraphQL Abstraction Layer Launch
RAIN Governance DAO
Off-Chain Asset Management and Monitoring Platform Release
Off-Chain Asset Management and Monitoring Platform Release (One-Click Integration with non-blockchain based platform)
Comprehensive API and Documentation Release

Q1–2022 (Cross-Chain Season)

Cross-Chain Collateral Lending
Cross-Chain Oracle Launch
Smart Contract Analytics Platform
Cross Chain Trust Score (Beyond Ethereum Network)
Asset Group Trust Score
Continuous development and improvement of the Trust Network
Academic research and publication of Trust Score impact in the DeFi sector

Team

Rainbuilder / Main Developer
Blockchain Engineer, Researcher, Developer with more than 10 years of combined experience in the FinTech, Machinge Learning, Data Science and Blockchain Industry.

Regards / Developers
Full stack engineer with more than 5 years experience in the blockchain industry. He is also very fluent in Rust, Python & Golang

Drizzle / Community Manager
Over 3 years experience in crypto, 5 years in customer relations, public relations and presentation skills, great interpersonal and relationship skills

Monsoon / UI / UX Designer
Enthusiasts of decentralized technology. Good Design, Technology and Innovation from Love

Rain.Credit is driven by a driven team and a vibrant and growing community.

For more information on RAIN.CREDIT, click the link belowOFFICIAL LINKS:

# $ Rain #Raincreit #BNB #Cryptocurrency #Blockchain

AUTHOR
Bitcointalk Username: Janwar
Profile Link: https://bitcointalk.org/index.php?action=profile;u=2598634
ETH: 0xf84cc152d976f8332bdd5f4e2a1f2c4b739298cb

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